My INS 22 Personal Insurance textbook wrote:


The incidental low power recreational vehicles endorsement (HO 24 13) can be attached to any of the homeowners forms to extend Coverages E and F to cover recreational motorized vehicles that have maximum attainable speeds of less than fifteen miles per hour and that are not subject to motor vehicle registration. Mopeds, motorized bicycles, and motorized golf carts are specifically excluded. This endorsement is generally used to extend liability coverage to miniature automobiles or to other motorized land vehicles designed for use off public roads while the vehicles are away from an insured location.

Just as this edition of the text was being finished, inventor Dean Kamen unveiled the Segway Human Transporter. Perhaps the Segway will also be eligible for coverage under this endorsement.